Private Medical Insurance (PMI)

Our health is our greatest asset, and forms the cornerstone of our everyday lives. It determines our quality of life today and tomorrow.

The excellence of the NHS is not disputed when it comes to areas such as accident and emergency services, however, treatment on the NHS varies dramatically and certain drugs are not universally available (i.e. in all areas). Where treatment is required, a nest-egg or holiday fund could easily be wiped out in one fell swoop, that is, if you are fortunate enough to have one.

NHS waiting lists are a primary reason for opting for PMI. Private Medical Insurance (PMI) is a benefit that may be called upon to settle medical bills many times in the policyholder’s lifetime. Providing rapid access to expert medical opinion and treatment, it enables you to be treated at a centre of excellence at the time and place of your choosing, avoiding the additional stress and worry of waiting for treatment or an operation.

When considering PMI you should:

ÿ        Be aware that prices vary dramatically depending on what you choose, how old you are and other factors.

ÿ        Check for exclusions and inclusions.

ÿ        Get professional advice from an Independent Financial Adviser, who is, or can put you in touch with, a healthcare specialist.

ÿ        Teachers’ Money endorses the services of Healthsaver and the scheme EDUHEALTH. This is a private healthcare scheme uniquely costed, and tailored specifically to teachers’ needs. It allows you and your family to choose where and when you want to be treated and even more importantly, by whom.

ÿ        Eduhealth is also totally portable. So whether you change school or retire, as long as you keep paying your premiums you will continue to enjoy the benefits of the discounted cover. For much more information on PMI take a look at the user-friendly website: www.eduhealth.co.uk

 “It’s what you learn after you know it all that counts.” - Harry S. Truman

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